Practical Means

According to the Federal Trade Commission, identity theft occurs when someone uses your personally identifying information, like your name, Social Security number or credit card number, without your permission, to commit fraud or other crimes. Identity theft is one of the fastest growing crimes in the US. When it comes to this matter, prevention is the best cure. In order to catch any unusual thing in your financial accounts and statements early, it should be a habit to review them them regularly.It’s also important to review your credit report. You can individually get a free credit report from major credit reporting agencies such as Equifax, TransUnion, and Experian. But isn’t it better to get a a 3-in-1 credit report? In this manner, you would be able to compare the information each credit reporting agency has on file about you. This way, you can easily detect the discrepancies on your credit report. To avail of a 3-in-1 Credit Repor, simply visit creditnexus.com.

Another thing that you need to do is to secure your personal information. not online, but offline as well.  Make sure to shred old bank statements and documents that contains your personal information when you no longer need them.

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